About us
About Your Mortgage Broker Eglinton
Your Mortgage Broker Eglinton is a mortgage broking business serving Eglinton and the coastal corridor north of Perth, built on published credentials, a transparent fee structure and a process you can check at every stage before committing to anything.
Why We Started a Broking Business in Eglinton
Buyers here were doing it the hard way: queueing at a branch, receiving one lender's answer and no explanation of what else existed. A suburb of nearly 3,700 people carrying a median mortgage repayment of about $1,950 a month deserved a better starting point.
Who You Actually Deal With
Every trust signal on this page comes down to one question, so it is answered first, with the broker's details stated rather than described:
The Broker on File
Your loan is handled by Your Mortgage Broker Eglinton, the same accountable broker from first call to settlement. The credit representative number 370592 and the Australian Credit Licence 389328 are published in the footer, so you can verify the details.
Local Case Experience
Living and lending along Perth's northern coastal corridor means regular work with first home buyers, builders and refinancers whose files look much like yours, so the policy quirks that catch newcomers out are already familiar ground rather than fresh territory.
Direct Access, No Handoff
There is no handoff to an offshore processing team and no case number to quote, because the person who maps your strategy is the same person who lodges the file, chases the assessor and rings you back personally, every time.
How We Get Paid, in Plain English
Most people assume a "free" service has a hidden catch, so this section explains the money before you ask.
Upfront commission
Trail commission
Fees for complex work
Now the part most brokers avoid saying out loud. Commission amounts vary slightly between lenders, which means we earn a little more from some lenders than others. That is a genuine conflict of interest, and pretending otherwise would insult your intelligence. Our answer is procedural rather than verbal: the reasoning behind every recommendation, including which lenders were considered and why the recommended option suits your situation, is documented and given to you in writing before you sign anything.
Is it worth using a broker at all? The honest trade-off is this: any panel, however wide, is still not every lender in the market, so a bank branch and a broker are both working from a subset of options. What a broker adds is comparison across that subset, credit policy knowledge that matches your file to the right doorway, and someone accountable to you rather than to a single employer. If those advantages do not matter for your situation, we will say so on the first call.
Our Licence and Accreditations
Every number below can be checked independently before you hand over a single document:
Australian Credit Licence Status
Consumer lending in Australia requires an Australian Credit Licence, and every credit activity we arrange sits under Australian Credit Licence 389328 held by [LICENSEE NAME], which means the licensee carries legal responsibility for the advice and service you receive.
Credit Representative Status
Your Mortgage Broker Eglinton operates as a credit representative, number 370592, authorised under that same licence, and representative status binds us to the licensee's supervision, monitoring and training obligations rather than leaving a new business to police itself alone, which protects you.
How We Work
Every home loan application is handled by the same accountable broker from the first phone call through to settlement. Our process is published so you know each step, and all fees are disclosed in writing before you commit to anything.
AFCA Membership
Should a dispute ever arise that we cannot resolve directly, you can escalate it free of charge to the Australian Financial Complaints Authority, of which the licensee is a current member, giving you an independent external avenue beyond us entirely.
How We Work With You
The process runs from a free initial strategy call through to settlement and a review after your first year, with published timelines at each stage. Read more about our service areas or the lending types we arrange.
Areas We Service
Your Mortgage Broker Eglinton works with borrowers across Eglinton and the surrounding coastal corridor, including Yanchep, Carabooda and Alkimos, along with the wider City of Wanneroo. Wherever you are buying in the area, the same broker handles your file from first call to settlement.
Questions answered
Frequently Asked Questions
Who owns and runs Your Mortgage Broker Eglinton?
Your Mortgage Broker Eglinton is a representative of Zanda Wealth Mortgage Brokers, operated by Your Mortgage Broker Eglinton, who fronts the business personally as its credit representative. The brand belongs to Zanda Wealth Mortgage Brokers, while licensing and compliance oversight sit with the licensee named below.
Are you licensed to arrange home loans?
Yes. We operate as a credit representative under Australian Credit Licence 389328, held by [LICENSEE NAME], which authorises the arrangement of home loans and related credit assistance under the NCCP Act.
How do you get paid if I don't pay a fee?
The lender pays us an upfront commission once your loan settles, plus a smaller trail payment each year while the loan stays with them. Neither comes from your pocket or affects the rate you are offered.
Do you get paid more for recommending certain lenders?
Commission amounts do vary a little between lenders, which is a genuine conflict we name openly. Our safeguard is process: the reasoning behind every recommendation is written down and given to you before you commit.
What happens if I have a complaint?
Raise it with us first and we will respond within our documented timeframe. If we cannot resolve it to your satisfaction, you can escalate free of charge to the Australian Financial Complaints Authority, our independent external dispute body.
How many lenders can you actually access?
We work with a panel of lenders spanning major banks, regional banks and non-bank lenders. It is a wide panel, and we will tell you honestly that no panel covers every lender in the Australian market.
Mortgage broker for Eglinton and the suburbs around it
Get in Touch
Call (08) 6311 4005 for a free, no-obligation strategy call with Your Mortgage Broker Eglinton. You will get a direct conversation about your borrowing position, an honest view of your options and a clear picture of what happens next, all before committing to anything.